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(My
Response to someone on an Obamacare thread:
First
off, I'm going to apologize ahead of time for my rant because
quite frankly you just pissed me off! I will admit it's
difficult not to lump all Democrats in with Obama since the
number of votes for Obama care was 100% and the ideology between
a typical Democrat and Obama's "vision" aren't that far apart.
But to honestly say that nobody is giving or proposing a
realistic alternative is absolutely insane. It's brainwashing,
MSNBC HORSESHIT!!!! And you and I have had this debate enough
times to know or should know, why we are as screwed as we are.
I
have listened time and time again to people justify how Obama
care could work because other countries have done similar
things. I have listened to the nonsense were people state if
everyone had insurance that medical procedures, in the end,
would be cheaper. All of that, not only is a fantasy as
ridiculous as flying pigs but is beginning to be proven as the
whole thing starts to fall apart as it exactly was described to
happen!!!! Now maybe some of us must be fortunetellers or sleep
with crystals under our bed, or other magical nuances that must
be responsible for the strange but accurate predictions, but no
matter how you slice it, it comes down to a simple calculator!
So
I’m going to do this one more time, insurance does not decrease
the cost of procedures. If anything it increases the cost of
procedures. In the last 20 years, this is been proven time and
time again because a $5000 MRI could be performed if you paid
$500 cash. Now everyone has to have insurance, with ridiculous
deductibles, and the price of everything is still going up.
There are two things that always fix everything if done right.
One is capitalism, and the other is freedom. Let me explain one
more time why that is the formula for fixing this.
The
reason other countries who have government-based healthcare
systems seem to be, on paper, more affordable is that primarily
they're run by the government and you can't sue the government
if something goes wrong. There are exceptions to all rules, but
in the grand scheme of things that is what holds other country
medical systems that are government-run from exploding costs.
The government dictates what is allowed, what is not. The
government dictates what you do, how much is allowed to have,
and how you must live, (to some degree), to keep overall costs
down. If you have a bad reaction to a government-sanctioned
drug, you can't sue the government. Malpractice is almost
nonexistent in those countries. Now I realize that there are
many in this country that once realizing this would actually
agree that maybe the government should run it all. I can't trade
one stupid thought for another in this debate. But the fact is,
as you and I have debated many times before, the problem with
our medical industry is the cost to the end-user which is
dictated by the cost of the procedures themselves. And those are
inherently dictated by malpractice insurance, safeguards, and
ridiculous regulations that all parts of the medical industry
have to constantly jump through which cost incredible amounts of
money. Tort reform was the start to fixing this. It was shot
down for reasons which happen to be another debate. But it
sounds more simple to the average idiot if you just tell him,
"You should just have health care no matter what." Rather than
explain attacking malpractice would cut costs in half right off
the bat.
The
second problem is the regulations. If you as an individual
wanting to start a blood lab, as an example, you would have
$100,000 in equipment and over $2 million in building codes,
permits, government bureaucracy, insurance, and a dozen other
completely ridiculous regulations and hoops that you would have
to go through that cost money/time. If I know someone that has
an x-ray machine, I should be able to go down and use his x-ray
machine and pay 50 bucks, (if that's all he wants), instead of
having to go to a hospital and pay $600 for the same damn x-ray.
I only use this example because I currently do something very
similar with my chiropractor and his x-ray machine. If people
would be allowed to grab small parts of the medical industry and
compete without the regulations forcing everyone to charge
ridiculous amounts of money, the people charging too much would
go out of business. That forces overall prices to go lower.
Now
my wife is a health insurance agent. I know all the ins and outs
of this disaster that is coming. So do most people in the
industry. Repealing Obama care would be almost as disastrous as
leaving it in place. Pandora's box has been opened. The American
people, on a whole, cannot afford health insurance. It's not
going to happen. And the IRS WILL BE THE HEAD HUNTER with the
way it was set up. My wife has access to the federal exchange
numbers, and every other number that has to do with this
industry that nobody wants to talk about. Just two days ago I
talked to a friend of mine who just found out that his place of
work is now going to make him pay his medical insurance out of
his paycheck. He cannot cancel medical insurance without
quitting his job. They are taking 9% of his check to pay a chunk
of his medical insurance. This is put a strain on him to the
point he is now behind on his house payments. If something
doesn't change he will lose his house. I don't care who you are,
what you believe, what you want to believe, or how you perceive
the world, that's simply bullshit! The money in the exchange is
drying up four times faster than their projected worst-case
scenario. Many states have already managed to accept new federal
guidelines in which case the subsidies are half of what they
were a year ago. Subsidies are also based on your zip code and
the reasons for that are another debate.
My
original story that started this thread had very little to do
with Obama care directly. It was simply another example of how
the entire industry is falling apart and failing. And the
numbers haven't even come in yet that will dictate large policy
changes. Not these little protocol changes that do nothing but
make everyone's life miserable. I deal with people that live
paycheck to paycheck, I deal with millionaires, I deal with
lawyers, cops, businessmen, and doctors. It doesn't matter who
you are or what you do. You either know you're screwed, or
you're about to find out. If you don't believe that you're
delusional.
I
realize this has become a book and again I apologize. The worst
part of all of this isn't that it can't work. The worst part is
it can't be undone. I understand insurance companies very well
now and they will not survive repealing Obama care. The personal
physicians and the hospitals overall would be very lucky to
survive such an act. Something has to be done and the only way
to do it is to go back to what makes things work. Which is what
should've been done in the first place. Now it's just going to
hurt a whole lot more because of idiots, both political and
civilian. It's simple math, it's simply human nature, and it's
common sense. Everyone wants to believe in Santa clause and
everyone thinks everyone else should "compromise" and this is
""where it's gotten us"". (And for those of you who still don't
see it, then let me rephrase that by saying, ""where it's taking
us"")
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